Credit options for mobile phones on finance


Considering the fact that most UK providers require that you have a healthy credit history before you can be approved for a mobile phone contract, going for a mobile phone on finance might be the next best alternative. If you have routinely been declined for a phone contract and can’t seem to snag one for yourself, it is high time you set your eyes on mobile phone financing. Essentially, a good number of UK retailers accord you the opportunity to buy a phone and now and make flexible payments for it over a couple of months, buy now and pay later at a specific date monthly, or quarter as you deem fit. This arrangement coupled with the fact that it’s easier to get a mobile phone on finance as compared to a monthly phone contract is the very reason why mobile phone financing continues to gain immense popularity.

In addition to this, buying a mobile phone on finance online is instrumental in the sense that you get to have the said phone delivered directly to your door step without having to move an inch. You also get to access your online account and effectively manage your repayments without much of a hassle. If you are seeking to buy a mobile phone on finance from a UK online retailer, there are a number of credit options at your disposal. These are:

Credit options for mobile phones on finance

Before your new application for a mobile phone on finance can be processed, an application for a credit account with a UK online retailer of your choice is of essence. To do this, you simply need to provide your online retailer with basic information such as your contact details, name, and address. You might also be required to provide additional information such as a utility bill or a copy of your bank statement for identification purposes. The moment your new credit account has been approved, you are entitled to receive a monthly bill statement giving you a breakdown of all the purchases you’ve made in a month as well as the minimum amount of money you need to make as repayment.


Essentially, there are a number of ways in which you can repay for your due amount monthly. For starters, you have the option of simply calling your UK online retailer directly and making repayments over the phone, logging into your credit account and making the repayments online or if your online retailer has physical offices on UK high street, make payments in person by visiting one of their stores.

Buy now pay later

Another great repayment option is the buy now pay later. This is a situation whereby you buy your phone now but make payments for the same phone at an agreed future date. This could be after six months or 12 months depending on the agreement you reach with your online UK retailer.